Finfree is a financial services marketplace aimed at helping individuals and small business owners find suitable loans and investment options. They offer a wide range of financial products and services, including personal loans, business loans, mortgages, insurance, and investment vehicles.
- Finfree was founded in 2018 by a group of finance professionals with more than 20 years of experience in the industry.
- They started as a small online lending platform, but quickly expanded their range of products and services to become a full-fledged financial services marketplace.
- They have partnered with over 50 banks and financial institutions to offer a wide range of loan and investment options to their customers.
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Finfree offers personal loans for a variety of needs, including debt consolidation, home improvement, and medical expenses. Loans are available for amounts ranging from $1,000 to $50,000 with repayment terms of up to five years.
Finfree offers business loans to small business owners for a range of purposes, including working capital, expansion, and equipment financing. Loans are available for amounts ranging from $5,000 to $250,000 with repayment terms of up to five years.
Finfree partners with banks and other lenders to offer a range of mortgage options to home buyers. They offer both fixed and adjustable rate mortgages and help borrowers find the best rates and terms.
Finfree offers a range of insurance products, including life insurance, disability insurance, and home insurance. They help customers find policies that fit their needs and budget.
Finfree offers a variety of investment vehicles, including stocks, mutual funds, and retirement accounts. They help customers create customized investment portfolios based on their goals and risk tolerance.
The application process typically takes less than 10 minutes, and you can get a loan decision within seconds. Once approved, funds are usually deposited into your bank account within one to three business days.
There are no fees to use Finfree's service. However, lenders may charge origination fees, late payment fees, and other fees associated with the loan.
Finfree works with borrowers with a wide range of credit scores. However, borrowers with higher credit scores are more likely to be approved and offered lower interest rates.
Yes, Finfree offers loans to businesses with less than ideal credit. However, these loans may come with higher interest rates and fees.
Most of the loans offered through Finfree do not come with prepayment penalties. This means that you can pay off your loan early without incurring additional fees.