Esanda is a brand that provides car finance and insurance services. It offers various financing options, such as personal loans, hire purchase agreements, and novated leases to help customers to buy their dream car.
Esanda was founded in 1955 in Australia as a part of ANZ Group.
In 1980, ANZ Group acquired two other finance companies, UDC Finance and Pacific Acceptance.
Esanda expanded its business to New Zealand, Singapore, and the United Kingdom during the 1990s and 2000s.
In 2015, ANZ Group sold its Esanda car finance and consumer finance businesses to Macquarie Group.
Today, Esanda operates as an online platform and provides car finance and insurance services in Australia.
Westpac offers car loans with flexible terms and competitive interest rates.
St.George offers a range of car loan options with flexible repayment terms.
NAB provides car loans with competitive interest rates and loan terms up to 7 years.
Esanda provides car loans with flexible repayment terms and competitive interest rates.
Esanda offers hire purchase agreements to help customers buy a car and pay it off over time.
Esanda provides novated lease options that allow customers to finance their car through their salary.
Esanda offers car insurance services to protect the customer's car against damage and theft.
A novated lease is an agreement between the customer, their employer, and Esanda. The customer leases a car from Esanda and their employer pays the lease payments from the customer's pre-tax salary.
Esanda considers each application on a case-by-case basis. However, having bad credit may affect the interest rate and loan approval.
The interest rates for Esanda car loans vary depending on the loan amount, loan term, and the customer's credit score. Contact Esanda for more information.
Esanda provides car finance for personal and commercial use cars, including new and used cars.
Yes, Esanda offers balloon payments, which is a large one-time payment at the end of the loan term. This reduces the regular repayment amount but increases the final repayment amount.